Florida voters will decide on Amendment 3 on November 3, 2026. The proposal is designed to deliver major property tax relief by expanding the state’s homestead exemption and tightening how fast non-homestead property values can rise. In a state where homeownership is a cornerstone of life, this…
Buying a home is one of the biggest financial decisions you will ever make, and I want to make sure you feel confident every step of the way. As a mortgage specialist, my job is not just to get you…
I get it, mortgages can feel like a maze of paperwork, terms, and decisions that don't seem to make sense at first. But here's the truth: it doesn't have to be that way. My goal is to take the stress…
🏡 HOMETOWN HEROES Florida Hometown Heroes Program Making Homeownership Affordable for Florida’s Frontline Workers -Up to $35,000 in Down Payment & Closing Cost Assistance Eligibility Criteria Applicants must meet the following requirements: First-time homebuyer status (no homeownership within the past 3 years) Full-time employment in an…
Saving for a down payment has long been one of the biggest obstacles for homebuyers. But new housing data suggests the upfront cost of buying may be easing, with the typical buyer putting down about 12.8% in early 2026—down from…
Mortgage rates moved modestly higher this week, reaching their highest level in several weeks as inflation concerns and global uncertainty continue to influence financial markets. While we can’t control economic uncertainty and global events, there are still ways to maximize…
Embarking on your first home purchase can feel overwhelming. The path to qualification involves clear steps, steady preparation, and the right guidance. With Century Financial Group, a 25-year mortgage brokerage business, the journey becomes more navigable. Our seasoned team partners…
How buyers can move forward with confidence—and how Century Financial Group can help Buying a home today can feel more complicated than it did just a few years ago, but there is still plenty of good news for buyers in…
A client came to me last month convinced they could not qualify for a home loan. They had done their own research, talked themselves out of it, and almost never reached out. Thirty days later, they had keys in their…
I have spent 27 years as a mortgage specialist helping buyers navigate home loan options, understand mortgage rates, and qualify for first-time homebuyer programs they did not know existed. The process does not have to be overwhelming — it just…
