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Downpayments Trending Lower

Saving for a down payment has long been one of the biggest obstacles for homebuyers. But new housing data suggests the upfront cost of buying may be easing, with the typical buyer putting down about 12.8% in early 2026—down from…

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Mortgage Strategy Still Matters

Mortgage rates moved modestly higher this week, reaching their highest level in several weeks as inflation concerns and global uncertainty continue to influence financial markets. While we can’t control economic uncertainty and global events, there are still ways to maximize…

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Another CFG closing!

Congratulations to Greg and Uyen on closing their investment home in Windermere, FL! This milestone marks a strong addition to their portfolio, and we’re excited to watch it grow. A heartfelt thank you to Mary Rossi with RE/MAX Titanium (homesbymary18@gmail.com)…

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Real Mortgage Answers

A client came to me last month convinced they could not qualify for a home loan. They had done their own research, talked themselves out of it, and almost never reached out. Thirty days later, they had keys in their…

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Ready to Stop Renting?

I have spent 27 years as a mortgage specialist helping buyers navigate home loan options, understand mortgage rates, and qualify for first-time homebuyer programs they did not know existed. The process does not have to be overwhelming — it just…

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