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Hometown Heroes is Back!

🏡 HOMETOWN HEROES

Florida Hometown Heroes Program

Making Homeownership Affordable for Florida’s Frontline Workers

Up to $35,000 in Down Payment & Closing Cost Assistance

Eligibility Criteria

Applicants must meet the following requirements:

  • First-time homebuyer status (no homeownership within the past 3 years)
  • Full-time employment in an eligible profession in Florida
  • Minimum credit score: 640
  • Household income: at or below 150% of the county’s median income

Program Benefits

  • Up to $35,000 toward down payment and closing costs
  • 0% interest
  • 30-year deferred second mortgage
  • Assistance available with FHA, VA, USDA, and conventional financing

Frontline Professionals Welcome

If you are a nurse, firefighter, law enforcement officer, military service member, education professional, or other eligible frontline worker in Florida, we can help.

Call for the full list of qualifying occupations.

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